Wealth creating using various financial products like Mutual funds, Shares, Secondary market Bonds, Health Insurance,General Insurance and Life Insurance. How to use Mutual Funds to safe guard your fund against inflation, create Wealth and Save Tax. Other services offered are Income Tax and GST consultancy and return filings.
✅. Invest Lump sum amount in any Hybrid or equity fund ( e g. Rs 2500000)
✅ Set a withdrawal amount (e.g., ₹20,000/month)
✅ Choose ur frequency (e.g., monthly)
✅ Decide on the duration (e.g., 5......20 years)
Enjoy a predictable income & manage market risks
Credit cards can be risky if mismanaged. Overspending leads to debt, but careful use offers benefits:
1. Cashback and Rewards
Earn points or cashback for spending, redeemable for flights, hotels, or vouchers. Those rewards might tempt unnecessary spending.
2. Extra Perks
Enjoy free lounge access, travel insurance, and concierge services, but some perks are rarely needed or lead to more spending.
3. Builds Credit Score
Timely payments and low usage improve your credit score, but missing payments can severely damage it, making future loans tougher.
Bottom Line:
Overspending and late payments increase interest and hurt your credit score. Approach credit card use cautiously to avoid long-term financial issues.
To start investing in mutual funds, or already invested. Want see all your investment under one app. Then click on below link and sign up.
Don't lose your tax exemption!
Use the Capital Gains Account Scheme (CGAS) to safely park your long-term capital gains until you're ready to reinvest (under Sec 54, 54F, etc.).
Two types of accounts:
Type A – Savings (like regular SB a/c)
Type B – Term deposit (higher interest, fixed period)
Lock-in: Based on the exemption section – usually 2 to 3 years
Interest: ~4% for Type A, higher for Type B (varies by bank)
Deposit before filing ITR to retain your capital gains exemption.
ಕೊಚ್ಚೆ-ರೊಚ್ಚೆಯನು ನಾ ಕುಡಿವೆ ನೆರಳನಿತ್ತು ಹೂವ ಬಿಟ್ಟು ಹಣ್ಣ ನೀವೆ ಸತ್ತರೂ ನಾರದ ಸುಗಂಧಿ ನಾನು
ಸತ್ತರೆ ನಾರುವ ಹೆಣವಲ್ಲವೇ ನೀನು?
ಪರೋಪಕಾರಾಯ ವಹಂತಿ ನದ್ಯಃ ಪರೋಪಕಾರಾಯ ದುಹಂತಿ ಗಾವಃ | ಪರೋಪಕಾರಾಯ ಫಲಂತಿ ವೃಕ್ಷಾಃ ಪರೋಪಕಾರಾರ್ಥಮಿದಂ ಶರೀರಮ್
ಅರ್ಥ: ನದಿಗಳು ಇತರರ ಪ್ರಯೋಜನಕ್ಕಾಗಿ ಹರಿಯುತ್ತವೆ. ಗೋವುಗಳು ಇತರರ ಪ್ರಯೋಜನಕ್ಕಾಗಿ ಹಾಲನ್ನು ನೀಡುತ್ತವೆ. ಮರಗಳು ಹಣ್ಣುಗಳನ್ನು ಹೊರುವುದೂ ಇತರರಿಗಾಗಿಯೇ. ಆದ್ದರಿಂದ ನಾವೂ ಸಹ ಇತರರಿಗೆ ಒಳಿತನ್ನು ಮಾಡಬೇಕು
I have drunk the pond-river, I have left the shade, I have left the flower, I have left the fruit, even if you die, I will not smell the fragrance of the incense
If you die, are you not a stinking corpse?
Paropakaraya vahanti nadyah paropakaraya duhanti gavah | paropakaraya phalanti vrikshaah paropakaraarthamidam sariram
Meaning: Rivers flow for the benefit of others. Cows give milk for the benefit of others. Trees bear fruits for the benefit of others. Therefore, we too should do good to others
Performance of various asset classes like Equity, Gold, Silver, PPF and comparison with inflation values & % terms.
*Sensex_vs_FD_PPF_Gold_Silver_1981_2025*
