Don't lose your tax exemption!
Use the Capital Gains Account Scheme (CGAS) to safely park your long-term capital gains until you're ready to reinvest (under Sec 54, 54F, etc.).
Two types of accounts:
Type A – Savings (like regular SB a/c)
Type B – Term deposit (higher interest, fixed period)
Lock-in: Based on the exemption section – usually 2 to 3 years
Interest: ~4% for Type A, higher for Type B (varies by bank)
Deposit before filing ITR to retain your capital gains exemption.
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